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Solutions for drones used for professional activities

December 2, 2019

We are pleased to announce that IPR, the group’s Lloyd’s Broker, has developed a new product for drones used for professional activities.

There are two solutions on offer:

  • a third party liability coverage in accordance with European and/or national regulations;
  • a combined coverage which includes both TPL and physical loss of or damage to drones, inclusive of theft.

Please see the table below for further information:

123
TPL OnlyCombined Coverage
Section 1
Physical loss of or damage to drones, inclusive of theft/Up to €500,000 (or any currency equivalent)
Physical loss of or damage to detachable and non-detachable payloads, inclusive of theft (for example photography equipment)/Fino a €500.000
Section 2
Physical loss of or damage to drone spares, inclusive of theft/Up to €500,000 (or any currency equivalent)
Section 3
Bodily injury (including death resulting therefrom) and/or property damage to third partiesUp to €50,000,000 (or any currency equivalent)Up to €50,000,000 (or any currency equivalent)
Invasion of privacySublimit up to €50,000 (or any currency equivalent)Sublimit up to €50,000 (or any currency equivalent)
Noise liabilitySublimit up to €50,000 (or any currency equivalent)Sublimit up to €50,000 (or any currency equivalent)
Extensions:
Hull/War (e.g. damage to the drones following hacking or unlawful seizure)hacking" o sequestro illegale)/Up to €50,000,000 (or any currency equivalent)
Drones Operators’ IndemnityUp to €50,000,000 (or any currency equivalent)Up to €50,000,000 (or any currency equivalent)
Drone Operators’ LiabilityUp to €50,000,000 (or any currency equivalent)Up to €50,000,000 (or any currency equivalent)
Responsabilità nei confronti degli operatoriFino a €50.000.000Fino a €50.000.000
Responsabilità per inquinamento acusticoSottolimite fino a €50.000Sottolimite fino a €50.000

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