Solutions for drones used for professional activities
December 2, 2019
We are pleased to announce that IPR, the group’s Lloyd’s Broker, has developed a new product for drones used for professional activities.
There are two solutions on offer:
- a third party liability coverage in accordance with European and/or national regulations;
- a combined coverage which includes both TPL and physical loss of or damage to drones, inclusive of theft.
Please see the table below for further information:
| 1 | 2 | 3 |
|---|---|---|
| TPL Only | Combined Coverage | |
| Section 1 | ||
| Physical loss of or damage to drones, inclusive of theft | / | Up to €500,000 (or any currency equivalent) |
| Physical loss of or damage to detachable and non-detachable payloads, inclusive of theft (for example photography equipment) | / | Fino a €500.000 |
| Section 2 | ||
| Physical loss of or damage to drone spares, inclusive of theft | / | Up to €500,000 (or any currency equivalent) |
| Section 3 | ||
| Bodily injury (including death resulting therefrom) and/or property damage to third parties | Up to €50,000,000 (or any currency equivalent) | Up to €50,000,000 (or any currency equivalent) |
| Invasion of privacy | Sublimit up to €50,000 (or any currency equivalent) | Sublimit up to €50,000 (or any currency equivalent) |
| Noise liability | Sublimit up to €50,000 (or any currency equivalent) | Sublimit up to €50,000 (or any currency equivalent) |
| Extensions: | ||
| Hull/War (e.g. damage to the drones following hacking or unlawful seizure)hacking" o sequestro illegale) | / | Up to €50,000,000 (or any currency equivalent) |
| Drones Operators’ Indemnity | Up to €50,000,000 (or any currency equivalent) | Up to €50,000,000 (or any currency equivalent) |
| Drone Operators’ Liability | Up to €50,000,000 (or any currency equivalent) | Up to €50,000,000 (or any currency equivalent) |
| Responsabilità nei confronti degli operatori | Fino a €50.000.000 | Fino a €50.000.000 |
| Responsabilità per inquinamento acustico | Sottolimite fino a €50.000 | Sottolimite fino a €50.000 |
